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T-Mobile Rely vs. Amplified vs. All-In: which plan should you get?

T-Mobile's three 5G Home Internet plans use the same network. The differences are a speed cap, the gateway and the extras.

Jean Gilles · Founder & Editor
Published Oct 15, 2026 · 9 min read
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The short answer

Get Rely ($50, or $35 with a phone line) if 354 Mbps is enough, which it is for most homes. Pay $10 more for Amplified if your tower delivers more and you want the Wi-Fi 7 gateway. All-In ($70) only pays off if you'd pay for Hulu and Paramount+ anyway, or want the mesh extender and 24/7 tech support.

The three plans compared

RelyAmplifiedAll-In
Price with AutoPay$50/mo$60/mo$70/mo
With a T-Mobile phone line$35/mo$45/mo$55/mo
With a 55+ phone plan$30/monot listed$50/mo
Without AutoPay$60/mo$70/mo$80/mo
Typical download170–354 Mbps (capped)170–498 Mbps170–498 Mbps
Typical upload12–55 Mbps12–55 Mbps12–55 Mbps
Gateway5G gatewayWi-Fi 7 gatewayWi-Fi 7 gateway, upgrade after year 3
ExtrasNoneNoneHulu, Paramount+ Essential, Advanced Cyber Security, mesh extender, 24/7 tech support
Current rebate$100$100$200
From t-mobile.com and T-Mobile Broadband Facts labels, Oct 15, 2026. All plans: unlimited data, 5-year price guarantee, no contract, $35 device connection charge, $2.60/mo regulatory fee. Typical latency 16–28 ms.

Rely: enough for most homes

354 Mbps handles 4K streaming on several TVs, video calls and gaming at once. The cap only matters if your local tower can deliver more, which many can't at busy times anyway. Rely is also the plan with the 55+ price of $30.

Read next

Amplified: worth $10 more?

Yes, if a speed test on a T-Mobile phone at your address regularly tops 350 Mbps, or if you have Wi-Fi 7 devices. The Wi-Fi 7 gateway also covers a larger home better than Rely's. Otherwise, the extra $120 a year buys speed you may not see.

All-In: do the math

T-Mobile values the extras at over $480 a year. They're only worth that if you use them:

  • Hulu with ads ($11.99/mo value) and Paramount+ Essential ($8.99/mo): about $21/mo if you'd pay for both.
  • Mesh Wi-Fi extender on request ($5/mo value): useful in larger homes; compare with buying an extender.
  • Advanced Cyber Security ($7/mo) and 24/7 tech support with video help ($8.25/mo): handy for less technical households.
  • Gateway upgrade after year 3.
  • A $200 rebate instead of $100.

If you already pay for Hulu and Paramount+, All-In is effectively cheaper than Amplified. If you don't, Amplified plus nothing costs less.

Which plan to pick

  • One to three people, normal use: Rely.
  • Fast tower, big home or Wi-Fi 7 devices: Amplified.
  • You stream Hulu and Paramount+, or want tech support included: All-In.
  • 55+ with a T-Mobile 55+ line: Rely at $30 is the best value.

See current T-Mobile deals and our T-Mobile review.

Five-year cost of each plan

PlanWith AutoPayWith a phone line55+ phone plan
Rely$3,000$2,100$1,800
Amplified$3,600$2,700not listed
All-In$4,200$3,300$3,000
Price locked for 5 years. Before the rebate, taxes, the $35 connection charge and $2.60/mo fee.

Over five years, Amplified costs $600 more than Rely and All-In $1,200 more. If All-In replaces Hulu and Paramount+ subscriptions you'd keep anyway (about $21/mo), it saves roughly $650 over Amplified in that time.

How to check if Amplified is worth it at your address

  1. Run a speed test on a T-Mobile phone at home, in the evening, several times.
  2. If results are mostly under 350 Mbps, Rely gets everything your tower delivers.
  3. If they're regularly above 350, Amplified will be faster.
  4. Use the 15-day test drive: start on Amplified, test, and drop to Rely if you don't see the difference.

Rely and the 354 Mbps cap

T-Mobile added the cap for new Rely customers in June 2026. It doesn't limit data, only top speed. For context, 4K streaming uses about 25 Mbps per TV, so 354 Mbps runs more than a dozen streams. The cap matters for large downloads, game updates and households with heavy uploads.

The Wi-Fi 7 gateway

Amplified and All-In include a Wi-Fi 7 gateway. It helps if you have Wi-Fi 7 phones or laptops and a bigger home. With older devices, the difference over Rely's gateway is small. If coverage is the issue, All-In's mesh extender or an extender may help more.

Switching plans later

You can move between plans. Going up is usually instant; ask whether a change resets your price guarantee or rebate eligibility before you switch.

Questions

What is the difference between T-Mobile Rely and Amplified?

Rely is capped at 354 Mbps and uses a standard 5G gateway; Amplified has no cap (typical 170–498 Mbps) and a Wi-Fi 7 gateway, for $10/mo more.

Is T-Mobile All-In worth it?

Only if you'd pay for Hulu and Paramount+ anyway, or want the mesh extender and 24/7 tech support. Otherwise Rely or Amplified costs less.

Can I switch T-Mobile home internet plans later?

Yes. Plans are month to month, so you can move up or down; check whether a change affects your price guarantee or promotions.

Do all T-Mobile plans have unlimited data?

Yes. All three include unlimited data, no annual contract and the 5-year price guarantee.

Sources
  1. T-Mobile home internet plans page and Broadband Facts labels, Oct 15, 2026
  2. T-Mobile TechEdge Suite page, Oct 15, 2026

Prices and terms change; confirm before you buy. How we research

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About our expert
Jean Gilles
Founder & Editor, ShopHighSpeed

Jean founded ShopHighSpeed after trying to find one straight answer about business internet in his own town. He has been a Comcast and Verizon Fios customer, and ranks providers on what they actually deliver, not on what they advertise.

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